ChatGPT Bank Integration: AI Money Management, Privacy Concerns

OpenAI's ChatGPT now offers a new banking integration for Pro-tier subscribers in the United States. This feature allows users to sync their financial accounts through Plaid for AI-driven money management insights. Here's the thing: it's currently available to Pro-tier members who pay $100 monthly. The system uses GPT-5.5 Thinking, which scored 82.5 out of 100 on OpenAI’s internal testing. What's interesting is that the tool can analyze financial data and help with budgeting or investment risk assessment. However, it cannot execute transactions or view sensitive account details. User feedback on platforms like Reddit shows concerns about privacy and reliability. The bottom line: this new integration could change how some manage their money, but it's important to understand its current limitations and the user feedback.