ChatGPT Banking: Convenience vs. Steep Privacy Cost

ChatGPT Pro subscribers can now link their bank accounts directly to the chatbot through Plaid. This new feature lets users view balances and transactions within their chats. While convenient for budgeting, this raises significant privacy concerns. Anyone with access to your ChatGPT account could potentially see sensitive financial details. OpenAI states it uses Plaid, and offers controls to delete data, but the company can retain this information for up to 30 days. The AI also uses data to train its models. This means you need to weigh the convenience against the potential exposure of your financial information.