ChatGPT Enters Personal Finance: Bank Account Integration

OpenAI is expanding ChatGPT into personal finance. A new trial feature allows ChatGPT Pro users in the US to connect their bank accounts. This tool helps users manage spending and track investments. OpenAI partnered with Plaid, enabling connections to over 12,000 financial institutions, including major banks like Chase and American Express. Once connected, ChatGPT displays a dashboard showing portfolio performance, monthly spending, and upcoming payments. Users can ask questions like, "Why have my spending increased recently?" OpenAI also plans to integrate with Intuit for deeper data analysis. Users have full control over their financial data and can disconnect accounts at any time. This move highlights how AI companies are developing specialized tools for sensitive areas like finance.