ChatGPT Fintech: OpenAI Connects to 12,000 Banks

OpenAI has launched a personal finance dashboard for ChatGPT Pro users, connecting to over 12,000 financial institutions. This new feature allows users to link bank accounts and credit cards to the AI chatbot, transforming ChatGPT into a fintech platform. Users can view portfolio performance, spending by category, subscriptions, and upcoming payments. They can also ask conversational questions about their finances. The system uses real transaction data and GPT-5.5 to provide personalized insights and help build financial plans. OpenAI acquired the team behind Hiro to help develop this product. Privacy controls are a key part of the launch; ChatGPT cannot see full account numbers but can analyze balances and transactions. Users can disconnect accounts at any time, and synced data is deleted within 30 days of disconnection. This move positions ChatGPT as a platform for specialized financial tools.