ChatGPT Links Bank Accounts: New Personal Finance Tools

ChatGPT now supports bank account linking through a partnership with Plaid. This new feature allows users to analyze their spending, investments, subscriptions, and payment activity directly within ChatGPT. It's currently available in preview mode for ChatGPT Pro subscribers in the United States on web and iOS platforms. Users can ask questions about their finances, like if monthly expenses have increased or if they're financially ready for future goals. The chatbot then uses information from linked financial accounts to provide responses. The integration with Plaid connects to over 12,000 institutions, including major banks and investment firms. Users can access this through a "Finances" section or by prompting the chatbot to connect their account. While it offers data analysis, users cannot transfer money or make payments. This feature is powered by the GPT-5.5 model, with input from finance specialists. This means you could soon get personalized financial insights directly from your AI assistant.