EnFi Secures $15M for AI Commercial Lending

AI-native lending platform EnFi has secured $15 million in Series A funding, bringing its total capital raised to $22.5 million. This round was led by FINTOP. The Boston, Massachusetts-based fintech will use these funds to scale its offering, expand its team, and boost its go-to-market efforts. EnFi uses agentic AI to handle end-to-end commercial lending workflows. Its AI agents can be deployed across the entire commercial credit spectrum and loan lifecycle. This technology helps lenders originate and manage more loans efficiently, aiming for greater profitability and lower rates of loss. What's interesting is that these agents can be productive within 60 to 90 days. EnFi addresses a "growing talent crisis" in lending, where many credit analyst positions remain unfilled. The bottom line is that this investment could help commercial lenders overcome staffing challenges and scale their portfolios more effectively.