OpenAI ChatGPT: New Personal Finance Features for U.S. Pro

OpenAI has added new personal finance features to ChatGPT for U.S. Pro subscribers. Users can now connect their bank and investment accounts to get customized financial insights. This integration uses Plaid as an intermediary, meaning you connect through Plaid's secure interface, not directly to OpenAI. Plaid is a standard in U.S. fintech, also used by services like Venmo and Robinhood. With this, ChatGPT can access account balances, transactions, and investment data. You can find this feature in the ChatGPT sidebar under "Finances" or by using prompts like "@Finances, connect my accounts." Currently, the feature offers read-only access for analysis and summaries. You can't make transactions like fund transfers or stock trades. However, you can ask natural-language questions about spending and portfolio performance. OpenAI plans to add support for Intuit products like TurboTax and QuickBooks. This could allow for tax analysis, loan comparisons, and budgeting recommendations. This development means ChatGPT is moving towards offering personalized financial advice based on your actual account data, which could significantly change how you manage your money.