Visa: AI Payments & Stablecoin Settlement for Commerce

Visa is integrating AI-agent payments, tokenized deposits, and stablecoin settlement into its global payments network. These new capabilities were announced at the Visa Payments Forum 2026. Chief Product and Strategy Officer Jack Forestell highlighted AI and stablecoins as key shifts in how transactions work. Visa's AI efforts include Visa Intelligent Commerce, with tools like Agent Score and an Agentic Directory. They've also partnered with OpenAI for secure payments within AI commerce. A new Large Transaction Model, trained on billions of transactions, aims to improve fraud detection. Visa is also developing a technology layer for banks to convert traditional deposits into digital money. The company is expanding stablecoin settlement pilots, having already moved billions in stablecoins across VisaNet, with an annualized pace of about $7 billion as of March 2026. Stablecoin-linked card programs are also growing, with over 160 globally. These developments position Visa in the evolving landscape of AI and blockchain-driven commerce.